body {margin: 0px; padding:0px; width: 800px; font: .9em verdana, arial, sans-serif; background-color: #333366;}

* {padding: 0px; }

div#wrapper{ position: absolute; margin-left: 15%; margin-right: 15%; padding: 0px;}

div#banner { top:0 px; width: 800px; height: 170px; }

div#contentarea { width: 800px; vertical-align: middle; background-color: #BEDFEE; border:0; padding: 0; }

div#leftPanel { height: 100%; width: 148px; background-color: #BEDFEE; float: left; padding: 8px 5px 0 5px;  margin:0px; }
div#leftPanel ul { margin:0; padding: 0; }
div#leftPanel li { margin:0; padding:0; }

div#content { width: 480px; min-height: 400px; background-color: #FFFFFF; float: left; padding: 5px 5px 5px 5px; text-align:justify; }
div#content td{ vertical-align: top;}
div#content th { text-align: left; }

div#rightPanel { min-height: 400px; width:124px; background-color: #BEDFEE; float: left; padding: 8px 5px 0 5px; margin:0px;}

div#footer { width: 800px; background-color:#6fbbd1; font: 1em verdana, arial, sans-serif; margin:0px; border:0px; padding: 0px;}
div#footer p { margin: 0; text-align:center;}

div.clearfloats {clear: both; }